Insurance for all your
Liability needs

As a business owner, protecting what you work hard for is important. A minor incident could cause considerable damage to a client or customer and compromise all that you have built. 

A Liability, or Commercial General Liability policy, is one of the mainstays of any business.  

What is Commercial General Liability?
This policy protects you from financial loss if you are sued due to property damage, injuries, or death caused by your services, business operations, or your employees.  It will cover the cost of legal fees, including court costs and the resulting award, if any is made. 

What insurance do you need?
Typical coverage under a Liability or Commercial General Liability insurance policy includes protection for:
  • Damages or injury to a person or property for which you are found to be legally liable. The damage may be caused by your product, your completed work, or accidents that occur either at your own location or on your client’s site; 
  • Personal and advertising injury if you face false arrest or malicious prosecution that damages your reputation;
  • Medical Expenses to cover costs if a person is injured at your location or on your site. 
  • Tenant’s legal Liability if damage occurs to rented property.
Liability insurance is customized for your business so you only pay to protect against the risks you face day-to-day in your business.

Protection for Cyber Liability 
Today, nearly every business uses some form of e-commerce that contains information about your clients. When you operate a business and handle private information about your customers or clients, you are responsible for maintaining the privacy of that information.  

Cyber liability is all about covering your risk factors associated with computer crimes against you or your business and hazards that computer systems face.
If you have a business that takes credit card information, chequing account numbers, or other type of personal information, you are responsible for protecting that information.  

If you would like to learn more about Commercial General Liability Insurance or you would like a review of your current insurance coverage, call, click, or come see what Huestis Insurance Group can do for you. 
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