Many people in Dartmouth choose to rent their homes instead of buying, and there are several advantages to renting. For example, you do not have to worry about home maintenance and if the plumbing or roofing has a problem, it is not your concern. This can take a great deal of stress from daily living. However, even renters need to consider insurance and without a good Tenant Insurance policy, you could have a lot of financial problems to deal with. Here is a good example.
Fred and Martha lived for many years in their house and once the kids were grown, they didn’t want to deal with all the work and upkeep. In fact, Fred wanted to take it easy and not worry about mowing the lawn, trimming trees, or shoveling snow, so the couple decided to sell their house and move into a beautiful apartment in Halifax.
Martha and Fred would not just save a lot of time, they would save on insurance because they would no longer own a house. Once the house was sold, the couple got ready to move and it didn’t take long before they were in their new home.
Life was much easier and because Fred was retired he spent a lot of time on the golf course when the weather allowed. The apartment complex also had a convenient club house and swimming pool, and they got to meet a lot of people and make several new friends.
One evening, Martha and Fred returned home to a huge mess. Someone had broken into their apartment and stole many things of value, including Fred’s coin collection and Martha’s best jewellery. In addition, the thieves had completely trashed the interior, looking for items of value. The total loss to the couple was more than $10,000 and they were devastated.
Fred had been meaning to talk to his insurance broker about Renters Insurance, but never got around to doing so. As a result, he and his wife had to deal with the terrible loss, extensive cleanup, and repairs that followed. If only Fred had taken out a renters policy before this happened, everything would have turned out differently.
Renters face many of the same problems as home owners when it comes to insurance. In fact, no matter where you live (including an apartment) you are not without risks and a renter’s policy is designed to cover those risks, and reimburse you when disaster occurs.
Do you rent or lease your current residence? If so, you should consider insurance for renters. This includes:
When you rent your home you should protect the contents. Here are reasons why:
You also should consider liability coverage. Some things may be the landlord’s responsibility, but these things may be yours:
You have several options to consider for your insurance, like these:
You could go to many different insurance sources in the Halifax area and find some good policies. However, if you want to make sure you have the best possible coverage and the lowest rates, consider talking to an experienced insurance professional from Founders Insurance Group.
When you get Tenants Insurance from an agent that represents only one company, you are very limited in your choices. That is why you should consider an independent agency like Founders Insurance Group, because we do business with many high quality insurance companies in Canada. We can provide you with an affordable standalone policy and if you want to combine your policy with your Auto Insurance, you can maximize your savings. We also offer low limit policies for those just starting out in apartments.
Founders Insurance Group can help you with all your insurance requirements including life insurance, and insuring your home based business. We have been helping Nova Scotia with its insurance needs since 1982. If you would like to talk to us about Tenants Insurance, you only need to pick up the phone and call 902-468-3529 in Dartmouth. You can also call us toll free at 1-877-798-5981.
Very Friendly We are very happy with Founders Insurance Group. The local staff is very friendly and they all treated us with respect as they worked toward making sure that we received all the discounts we were eligible for. We recommend Founders Insurance Group to all of our friends.
Sympathetic & Caring My insurance agent's name is Janice Pottie, however, I call her Rockstar. I have been dealing with Janice for almost a year and she has always presented herself in a very friendly and professional manner. In the summer of 2010, I had the misfortune of being involved in 2 car accidents within a 4 week span. It was a very stressful time for me because I'm a newly graduated driver and I'd never been in an accident before. Having Janice to help me through the process was fantastic. She listened to my concerns, answered all my questions, no matter how many or how often. I also found her to be very sympathetic and I knew she cared about the situation I was in and would do whatever she could to help me through it. In my experience dealing with Janice, she has also been very knowledgeable, detailed and quick to give me all the information I need for whatever the situation may be. I feel very confident in recommending Janice Pottie to my friends and family as an insurance agent that you can trust. Thank you so much, Janice, for the service you have provided me. I greatly appreciate it.
WRASCIALLY WABBIT?!? We have been with founders for 17years! Recently we were driving on the Highway when a Rabbit yes a Rabbit literally jumped out in front of our Newer Sante Fe and jumped right at our Vehicle!!! We thought wow bet that will leave a mark. When we got to our destination you can imagine our shock when part of the rabbit was still in our bumper!! I called Janice Pottie whom I have dealt with for years and she advised us quickly on what to do and we called the 1800 number to report it. Janice has always been so great with us, its like I have known her for years and have never met her in person. Liam was great to deal with and followed up to make sure we were happy with the work done, the rental etc. Who would have known a "WRASCIALLY WABBIT" could cause so much damage!!! Thanks again.
We Saved a Lot of Money I was very satisfied with the professional and friendly service I received when I came into Founders Insurance Group in Wolfville. We saved a lot of money on our home and auto insurance!
Going the Extra Mile From working in customer service myself, I know it can be a challenge dealing with all types of people. Sadly, the public is the first to make a complaint, but never a thank you, it seems. Peter Aalders was a pleasure to deal with and certainly gave me the information accurately and promptly. Peter even commented on the discounts he applied and the different companies he contacted to give me the info I needed to make my decision. That was the 'extra mile' he gave to an unknown caller. Thank you for such prompt response and being so courteous on the phone to me, including the receptionist!
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