Living in Canada has many benefits, including Health Insurance. However, if you live in Dartmouth, NS, and you become ill while in Quebec or another country, you might not have any medical insurance or your benefits could be limited. To take care of this problem, you may want to invest in a Travel Medical Insurance policy. If not, you could end up like Fred M.
Fred was 30 years old and in good physical condition and so was his wife Mary. The couple decided to take a trip to Florida to see Disney World and the many attractions in the Sunshine State. Fred was rarely sick and he gave little thought to doctors, hospitals, or healthcare costs. Mary and Fred planned their trip for months and when the big day finally came they were both excited, but not as excited as their four year old son, Henry.
The first two days of the trip went well and they enjoyed Universal Studios and the Magic Kingdom. However, on the third day, Fred was not feeling well and his stomach was hurting considerably. In fact, the family had to return from their outing because he was hurting in the lower part of his abdomen. After a few hours the pain intensified, and they decided to seek emergency medical care.
When they got to the hospital, the first question the woman asked was about medical insurance. Fred told her was Canadian and had healthcare from his province but that did not impress the admissions woman. She asked about Travel Health Insurance and Fred had no idea what she was talking about. Eventually Fred was admitted to the hospital because he passed out from the pain.
It turned out that Fred needed an emergency appendectomy, and he had complications that required a four day hospital stay. Needless to say, the bills totalled over $30,000 and the couple did not have any way to pay them. As soon as they got home from Florida, the phone was ringing and collection people were calling wanting money. This was the beginning of a very difficult time of life for Mary and Fred, and it could have been avoided had they taken out traveler’s health coverage.
Travel insurance is designed to cover unexpected medical expenses that arise when you travel out of the province. It can cover a large range of illnesses and these types of policies may vary considerably in the types of coverage they offer.
Are you planning to travel out of Nova Scotia? If so, you may need to consider this coverage, especially if you are leaving the country. In fact, you should consider a policy for your entire family if everyone is going on vacation. You may only think it is just for a week or so, but anything can happen and Fred certainly wasn’t counting on being in the hospital (in the example). Better to be safe (and covered) than (uncovered) and sorry. Also, people that go to warmer climates in the winter (snow birds) should consider this insurance.
You can take out coverage for accidents and many different types of illnesses. However, there are several things you need to consider:
You may purchase a policy from a number of sources. However, one must be careful because you may find many different options and a lot of fine print to read. That is why you should see insurance professionals like Founders Insurance Group. Together you and your insurance person can come up with the perfect policy for your trip. You can explore all the available options and this will help you make an informed decision.
Founders Insurance Group is not an insurance company. We are a team of insurance professionals that work for you. As an independent agency we are not bound by one company or one kind of policy. We can find you an affordable Travel Health Insurance policy that fills your needs, because we have access to many markets that offer health care solutions. We can also take care of self-employed people that need healthcare. In addition, we serve your auto, life, and Business Insurance needs too.
If you would like to contact us in Dartmouth, you can call 902-468-3529 or use our toll free number 1-877-798-5981.
I wanted to put in a good word for Janice who has been absolutely excellent to work with. I had been with another company for many years and was just introduced to Janice via my boyfriend this year. She has been very efficient and knowledgeable! A real pleasure to work with.
Sympathetic & Caring My insurance agent's name is Janice Pottie, however, I call her Rockstar. I have been dealing with Janice for almost a year and she has always presented herself in a very friendly and professional manner. In the summer of 2010, I had the misfortune of being involved in 2 car accidents within a 4 week span. It was a very stressful time for me because I'm a newly graduated driver and I'd never been in an accident before. Having Janice to help me through the process was fantastic. She listened to my concerns, answered all my questions, no matter how many or how often. I also found her to be very sympathetic and I knew she cared about the situation I was in and would do whatever she could to help me through it. In my experience dealing with Janice, she has also been very knowledgeable, detailed and quick to give me all the information I need for whatever the situation may be. I feel very confident in recommending Janice Pottie to my friends and family as an insurance agent that you can trust. Thank you so much, Janice, for the service you have provided me. I greatly appreciate it.
We Saved a Lot of Money I was very satisfied with the professional and friendly service I received when I came into Founders Insurance Group in Wolfville. We saved a lot of money on our home and auto insurance!
A Quick Turnaround Peter was fantastic! I called in a bit of a panic needing insurance on my rental. Being out of the province, I thought things would take a while and be much more difficult. However, with Peter taking care of it, he had everything completed and the insurance active within a couple hours. He was simply amazing. Thank you Founders Insurance for taking this stress off my plate and putting my mind at ease.
Very Friendly We are very happy with Founders Insurance Group. The local staff is very friendly and they all treated us with respect as they worked toward making sure that we received all the discounts we were eligible for. We recommend Founders Insurance Group to all of our friends.
DON’T WAIT. Get a quote today!
CALL Us at 902-468-3529