Insurance for Contractors 

As a contractor, each job you win brings in extra money but it also brings extra risk. You know that insurance is vital to all aspects of your business as a contractor – it can literally keep you in business when accidents occur.  

Remember, the same contractors insurance that protected you for a one-man project may not protect you during your new multi-year commercial deal. It is important to maintain an up to date file with the assistance of your Insurance Broker. 

What Is Contractors Insurance?
A contractor has many pieces of tools and equipment that requires protection, regardless of where it is located. A Contractor’s Insurance policy provides protection for your property, tools, equipment, business income, liability exposures, and installation risks.
Do you work in a trade or install material or equipment? We help clients offering the following services protect their assets:
  • Roofing
  • Heating, ventilation
  • Refrigeration
  • Carpentry
  • Plumbing
  • Electrical
  • Fence installation
  • Flooring & tiles
  • Building construction and renovation
  • Doors, windows
  • Sign installation
  • Decorating
  • Masonry
  • Interior and exterior painters
What Insurance Do You Need?
The coverage areas that need to be addressed in your commercial policy for contractors insurance includes:
  • Liability
  • Property
  • Contractors Equipment
  • Tools
  • Business Interruption
  • Boilers and Machinery (Equipment Breakdown)
  • Bonds
  • Commercial vehicles
If your Contractor’s insurance misses any one aspect of this protection, your job and your company, may be at risk.

Price is always a concern for contractors but with a custom Contractor’s insurance policy, you are in control of the type and amount of coverage you want to pay. By putting your coverage in place now, you'll be able to incorporate those costs into your next job. It can be surprisingly affordable.

If you would like to learn more about Contractors Insurance or you would like a review of your current insurance coverage call, click, or visit to see what Huestis Insurance Group can do for you. 


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